1:00 – 4:00
Lovely 2nd floor co-op in Ferncroft Park. Immaculate 2-bedroom, 1.5 bath unit freshly painted. Appliances include frig, dishwasher, microwave and ceiling fan in kitchen and 2 a/c units. Large laundry room overlooking back lawn and storage bin. Ferncroft grounds are beautifully landscaped and convenient to shopping, charming downtown Ramsey with Farmers Market and all transportation. Excellent school system. Plenty of guest parking, picnic area, playground and Superintendent on site.
Berkshire Hathaway HomeServices Realtors
Mary K. Sullivan
Buying a new home can be a huge, complex undertaking, especially when it’s your first time. That’s why it’s important to have an experienced real estate agent guiding you along the way.
The biggest mistake new buyers can make is underestimating the costs of buying a house and maintaining it over time. Many experts agree that homeowners should have 1%-3% of their homes’ purchase price in savings for improvements and surprise expenses. It’s wise to have at least six mortgage payments in the bank after a closing. These estimates may not work for everyone, but if you are spending above your means on a new home, you may quickly find yourself in financial trouble.
Inspections are important for the first-time buyer, as they list repairs that will be needed for the home. A buyer should put together a short-term and long-term plan based on the inspection so they know how much money they will need in the months and years ahead.
Renters are accustomed to paying basic utilities. Homeowners, on the other hand, must also pay for water, sewer and trash collection—as well as property taxes, homeowner’s insurance, homeowner’s association dues, yard care, snow removal and other expenses unique to your location.
Buying a home is one of the largest investments you’ll make. Your real estate agent will help each step of the way, first helping you establish a realistic price point for your home purchase and a clear understanding of your monthly expenses.
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Call Abbott & Caserta Realtors Today !
201-447-6600 | 201-891-2223